Our Commitment To Privacy
Our online services are intended for a U.S. audience. Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
We use reasonable physical, electronic, and procedural safeguards that comply with federal standards to protect and limit access to personal information.
When you visit or use our services, we may collect personal information from or about you such as your name, email address, mailing address, telephone number(s), account numbers, limited location information, user name and password. We may also collect payment card information, social security numbers, Tax Records, Property Information, Mortgage Information, Personal Earnings, Investment Earning, Driver’s License Numbers (or comparable) and more when you provide such information while using our online services and where we believe it is reasonably required for ordinary business purposes.
For your convenience, we offer you the ability to access some of our products and services through mobile applications. When you interact with us through our VCards, we may collect information such as unique device identifiers for your mobile device, your screen resolution and other device settings, information about your location, and analytical information about how you use your mobile device. We may ask your permission before collecting certain information (such as precise geo-location information) through our Mobile Apps.
Users that register for my wireless marketing services acknowledge, understand and agree that they will be charged by the user's wireless carrier for all messages sent to the user from me. Standard messaging rates will apply, unless noted otherwise. Under no circumstances will the Site, or its Affiliates be responsible for any wireless email or text messaging charges incurred by a user or by a person that has access to a user's wireless device, telephone number, or email address. Promotions will be subject to either the "single opt-in" or "double opt-in" method.
Single Opt-in Method: In response to promotional messages where the disclosures are easily accessible to users: The user's voluntary submission of the designated word or code to my/our shortcode will mean that the user has freely and affirmatively granted permission to me/us to send text messages to him or her. The user may terminate the service at any time by using the unsubscribe command in any text message or by sending stop or stopall to my/our shortcode ".
Double Opt-in Method: In response to promotional messages where the disclosures are not easily accessible to users: The user's voluntary submission of the designated word or code to my/our shortcode will result in asecond text being sent to the user with disclosures clearly outlined for the campaign. Users than can reply yes or no to join the campaign or not.